Everyone loves a bargain. Especially when you have some of those very expensive little people living in your house! I’m not very good at saving money, I tend to spend it as soon as I get paid, but do have a few money saving tricks.
I’m not very good at saving money, I tend to spend it as soon as I get paid, but do have a few money saving tricks.
Here are my money saving tips for mums…
Online grocery shopping
I swear by doing my food shops online! Not only can you do it from the comfort of your sofa whilst wearing your PJs, it also saves you money. You can check prices and offers as you go, and if your trolley too much at the end you can just remove items.
There are a few of these and at first they do sound a bit like a scam, but they’re definitely worth looking into. I’ve been using Quidco for a couple of years and have had over £300 cashback. My biggest in one go was £30 on theme park tickets. Every time you buy something online you go to Quidco first, find the retailer you’re buying from and click through to their website. Any purchases you make on that visit will be tracked and you’ll receive a percentage back. It goes back into your Quidco account and you can withdraw at any time. Some of the retailers pay within weeks, others take over 6 months. The only fee is £5 per year which Quidco take out of your cashback earnings. You can sign up here.
If you’re doing some online shopping always check your good friend Google for vouchers and discount codes. Sometimes you get 10% off, sometimes you get free p&p, and sometimes nothing at all but it’s always worth a quick look. Groupon has a discount codes section, as well as great offers on days out, restaurants, beauty treatments and more.
Price Comparison Websites
If you’re buying something big like car insurance or home insurance always use one of the price comparison websites. You know the ones with the annoying TV adverts! You can make sure you get the best deal, and sometimes you get cashback or a free gift as well. It’s also a good idea to use price comparison websites to switch energy or broadband suppliers to a better deal.
Save your change
Put all of your loose change in a jar. When you have enough you can take it to the bank or put it into one of those ridiculously noisy machines in the supermarket that gives you the total as a voucher you can use on your shopping bill.
Make sure you sue your supermarket loyalty cards on everything, including petrol. Tesco Clubcard points are brilliant for days out and Sainsbury’s Nectar points are great for money off your shopping or clothes for the kids. Boots points are fab for getting yourself a little treat every now and then!
Whether it’s eBay, Facebook selling sites, or a good old-fashioned car boot sale it’s always a good idea to sell anything you no longer need. I find this is particularly good for clothes that my daughter has outgrown. Taking the photos is a bit of a pain but it’s easy money and handy to go toward new clothes to replace the ones they’ve outgrown.
What other money saving tips do you have?